every 

one

deserves a decent affordable place to call home
Do you meet the following criteria?

How do I become a Habitat Homeowner?

NEED FOR SHELTER

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  • Don't own a home

  • Lack of adequate space

  • Overcrowded living conditions

To Qualify to purchase a Habitat home, you must not currently own a home. 

Pay more than 30% of your monthly income for housing expenses

live in an overcrowded situation,

live in a home with structural, electrical and plumbing/heating problems.

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ABILITY TO PAY

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  • Employed 12+ months or other stable income

  • Meet HUD Income Guidelines (see chart here)

  • Stable payment history for 6+ months.

Applicants must demonstrate stable income, with ability to pay. 

Applicants credit history will be evaluated to verify that (a) they have no judgements, (b) they have no outstanding child support (c) any bankruptcies and charge offs have been resolved for at least three years, (d) they have no apartment collections 

all applicants must pass a criminal background check.

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WILLINGNESS TO PARTNER

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  • Invest at least 300 "Sweat Equity" hours

  • Work alongside volunteers and sponsors

Habitat is unique in how we build houses. We do not charge interest nor do we make a profit. We are able to cut our expenses by working with sponsors to provide money to enable us to build each house, and work with volunteers to provide the labor.

If  you're interested in becoming a Habitat Homeowner consider the following:

Are you willing to provide the required documentation and information in a timely manner.

Are you willing to demonstrate willingness to complete a minimum of 300 hours of "sweat equity"

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